Cashflow
Turn annual or hourly income into a monthly take-home estimate.
Income assumptions
Empty all income, deduction, and work-hour values. Keep the selected income mode. Restore your saved Cashflow defaults, including income mode and work-hour assumptions. Edit defaults in Settings.
Annual Hourly
Convert between annual salary and hourly pay using your hours per week and weeks worked.Numbers accept $ signs, digit separators, and k/m/b/t suffixes, such as $125k or 1_250. Enter the tax rate as percentage points, such as 24.
Monthly net income
After estimated taxes, retirement contributions, and other deductions, averaged over 12 months.
Annual balance sheet
Annual Monthly
- Annual gross income
- +$120,000.00
- Annual taxes
- −$28,800.00
- Annual retirement contributions
- −$12,000.00
- Other annual deductions
- −$0.00
- Annual net income
- $79,200.00
Empty, invalid, or negative values count as zero. The tax rate is limited to 0–100%, and net income has a floor of zero. This estimate uses your effective rate; it does not calculate tax brackets or payroll rules. Taxes apply to gross income; retirement contributions and other deductions are subtracted afterward.